BRDA Living Data Panels

Living Data

These panels update automatically as new regulatory data enters the BRDA pipeline. Each one queries a parquet file directly in your browser using DuckDB-WASM — no server, no API keys, no lag. The briefing below is auto-generated from detected trends across all panels.

Intelligence Briefing

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Generating insights from BRDA panels…

10 panels
1.5M bank-quarters
12.4K citation edges
2.9K enforcement actions
20 policy domains
23 corpora
8 jurisdictions

Explore the Panels

Enforcement Intensity

Cross-agency enforcement actions — FDIC, CFPB, FinCEN — by quarter. Track surges, penalty trends, and action types.

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Licensing & Charters

New charters vs closures since 1934. Net entry by state. The long consolidation trend in American banking, measured quarterly.

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Regulatory Attention

What are regulators writing about? Topic mention rates across 20 policy domains, tracked across 15+ corpora by year and quarter.

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Citation Network

Which statutes, regulations, and authorities do regulators cite most? PageRank centrality across 11,000+ citation edges.

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Cross-Agency Coordination

When do the OCC, Fed, and FDIC focus on the same topics at the same time? Coordination scores and multi-agency alignment.

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Supervisory Exposure

Bank-level composite index combining enforcement, capital stress, licensing events, and BHC structure. 1.5M bank-quarters.

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International Corpus

1,400+ supervisory documents across 8 jurisdictions scored against 20 risk domains. PRA, Basel, OSFI, EBA, and more.

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Adoption Lag

When did each agency first write about each risk domain? Adoption lag across 11 agencies and 20 policy domains.

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Handbook Diffs

Section-level cosine similarity across handbook versions. Track where supervisory guidance is evolving fastest.

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Bank Research Panel

649K bank-quarter observations with 186 variables. Financials, enforcement, market structure, housing, and demographics.

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What makes it “living”? These are not static charts. The underlying data products rebuild whenever new regulatory filings enter the BRDA pipeline. The intelligence briefing detects quarter-over-quarter shifts, anomalous spikes, and cross-agency patterns automatically — then generates plain-language commentary so you can see what changed without reading the raw data.

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