Briefs

The Supervisory Landscape

A quarterly brief on the state of bank supervision: what each federal banking agency is focused on, where the agencies diverge, and how current emphasis compares with the historical record.

No. 1 — Supervisory text through 2026Q1 · latest full year 2025

  • Fed: liquidity risk attention at its highest on record
  • OCC: governance attention at its highest since 2004
  • FDIC: deposit stability attention at its highest since 2006
  • OCC: fintech & innovation attention at its highest since 2020

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About the series

Each brief is organized by agency and grounded in the data products: the Attention Monitor, the chartering and structure panel, and the long-run Supervisory Priorities Index. Historical comparisons — "highest since 2006" — are computed against each agency's own published record, not asserted.